Personal money
Personal money that you or your family hold for private purposes only, including:
- cash, cheques, postal or money orders, travellers cheques, saving certificates and bonds, premium bonds, current postage stamps, gift tokens, luncheon vouchers or stamps for TV licence, gas, electricity or other household bills;
- travel tickets, sports season tickets, phone cards or mobile telephone or multi media prepaid vouchers (but only for the cost of replacement for the period from the date of loss to the expiry date of the original ticket or voucher) if a duplicate cannot be obtained.
Personal money does not include:
- Avios/air miles or promotional vouchers;
- store points;
- lottery tickets, scratch cards, raffle tickets;
- stamps which are part of a stamp collection;
- money held/used for business purposes.