These are items that are more at risk than other general household goods, they are usually targeted when there is a burglary or theft and commonly have a higher cost than most other general contents.
High risk items are covered up to 30% of your contents limit shown in your schedule. With a single high risk item limit of £2,000.
High risk items are:
- Pedal Cycles
- any collections of stamps, coins, medals, banknotes or other collectable articles;
- articles made of gold, silver, precious metals or precious stones;
- clocks;
- jewellery, watches or furs;
- sculptures, tapestries, rare and unusual figurines or any item valued for its rareness;
- pictures, paintings or other works of art;
- photographic equipment, binoculars, telescopes;
- portable musical instruments;
- guns;
High risk items does not include things such as:
- televisions;
- computer equipment and gadgets; or
- furniture i.e. sofas.