It’s really easy to switch your payment method, and see the difference between paying in full and paying by monthly direct debit regardless of how you paid last year in My Account
All you need to do is log in, select ‘Renew Policy’ on the relevant policy and then depending on what it best for you, you can either:
Use the ‘Your Basket’ section on the right hand side of the page to toggle between paying annually or monthly.
OR
When you scroll further down the page to the ‘What happens next’ section, there are two boxes to choose between that will again let you know what the cost would be to pay annually, as well as what each monthly payment would be and how many times you would make that monthly payment.
After you've selected, you will able able to see a breakdown of the total cost for the entire year if you were to pay monthly at the bottom of the page, as well as how much more it would cost than paying in full and the applicable interest rates.
Once you’ve followed these steps, you just need to select ‘Renew Policy Now’ and follow the next steps regarding your payment method to finish renewing with us.