Contents Insurance: Contents insurance covers all of the items in your home that don’t make up a part of the building itself. These include furniture, clothing, electronics and more. Taking out content insurance prevents you from being hit with a hefty bill to replace your belongings if they are destroyed or stolen.
Buildings Insurance: Buildings insurance covers any damage to the physical structure of your home, including damage to areas like the walls, roof and windows. You’ll also be covered for permanent fixtures that can’t be removed, such as fitted kitchens, bathrooms and fitted wardrobes.
Combined Insurance: Combined Insurance allows you to get both Buildings Insurance and Contents Insurance under a single policy. You may be able to save money by choosing a Combined policy with a single provider rather than taking out Contents and Buildings Insurance separately.