There are three key types of Car Insurance drivers can choose from, based on your needs and your budget. You can also get additional extras such as Breakdown cover or Protected No Claims Discount where you need it
Comprehensive
Comprehensive car insurance is the highest level of cover you can have for your car. This type of policy covers you against damage to your car as well as any damage that is caused to other vehicles in a collision. Comprehensive insurance allows you to claim for damage even if you’re at fault.
Third-party
Third-party insurance is the lowest legally-allowed level of car insurance you can take out. It covers damage to other road users and cars, but it won’t cover any damages to your vehicle. At Swinton, we do not offer third-party-only insurance, but we do offer Third-party, Fire and Theft (TPFT) cover.
Third-party, Fire and Theft (TPFT)
TPFT provides you with the same coverage as third-party car insurance with one additional benefit: it also covers you if your car is stolen or catches fire. TPFT is available with our Classic product.