Like with car insurance, motorbike insurers will look at a number of factors which include:
- The rider's age and history including previous convictions or points on your licence.
- Previous claims and the amount of no claims bonus.
- Whether you use it for social use or for business use, etc.
- Motorbike make and model, type and engine size, including where it's kept the majority of the time.
- Security the bike has - including locks, alarms and trackers.